1	
     2	public class CapitalStrategyTermLoan extends CapitalStrategy {
     3	
     4	    @Override
     5	    public double capital(Loan loan) {
     6	        return riskAmountFor(loan) * duration(loan) * riskFactorFor(loan);
     7	    }
     8	
     9	    protected double riskAmountFor(Loan loan){
    10	        return loan.getCommitment();
    11	    }
    12	
    13	    protected double riskFactorFor(Loan loan) {
    14	        return 2.0;
    15	    }
    16	
    17	    protected double duration(Loan loan) {
    18	        return 1.0;
    19	    }
    20	
    21	}