1	
     2	public class CapitalStrategyTermLoan extends CapitalStrategy {
     3	
     4		@Override
     5		public double capital(Loan loan) {
     6			return loan.getCommitment() * duration(loan) * riskFactorFor(loan);
     7		}
     8	
     9		private double riskFactorFor(Loan loan) {
    10			return 2.0;
    11		}
    12	
    13		private double duration(Loan loan) {
    14			return 1.0;
    15		}
    16	
    17	}